Why the ‘Out-the-Door Price’ and Payment Are the Only Numbers That Matter When Buying a Car
Have you ever seen a great price online, called the dealership, got excited, and then found out that price was too good to be true?
You’re not alone.
More and more customers are reporting a frustrating trend: dealerships advertising low prices, only to add hidden fees or surprise charges when you arrive or try to pay. And worse, some customers agree to a vehicle thinking their payment will be one thing, only to discover it’s much higher than expected.
That’s why at Davey Auto Sales, we believe in full transparency with two things:
👉 The Out-the-Door (OTD) Price
👉 The Out-the-Door Monthly Payment
🚫 The Problem: Misleading Price Ads & Payment Promises
Let’s break down what some dealerships are doing:
- Advertising a low price that excludes mandatory safety inspections or certifications
- Tacking on bogus admin, reconditioning, and documentation fees
- Charging more for customers who pay in cash
- Showing low monthly payments that only apply with long terms or huge down payments
- Quoting monthly payments that don’t include taxes, fees, or add-ons
This kind of pricing trickery is time consuming, causes frustration, and leads to giving dealerships a bad reputation.
✅ The Solution: Ask for the Out-the-Door Price and Payment
At Davey Auto Sales, we encourage you to always ask these two critical questions:
“What is the full out-the-door price?”
This includes:
- Vehicle price
- Taxes (HST)
- Licensing
- Safety & certification
- Any applicable fees
“What will my monthly payment be with everything included?”
That means:
- Taxes rolled in
- Fees rolled in
- Correct term & interest rate
- No bait-and-switch numbers
We’ll give you either of these before visiting our dealership. No surprises.
💡 Why Out-the-Door Pricing & Payment Protect You
- Avoids Hidden Fees
You know exactly what you’re committing to, both the cost and the monthly impact. - Simplifies Comparing Vehicles
Whether you’re comparing dealers or models, looking at actual monthly payments helps you budget accurately. - Keeps You In Control
No pressure, no last-minute changes. You can decide if it works for your lifestyle before you sign anything.
🧠 What to Watch Out For
If a dealership tells you any of the following, it’s time to ask more questions:
- “That’s the price before safety or certification.”
- “Cash buyers pay more.”
- “We’ll talk monthly payment once you’re approved.”
- “That payment doesn’t include taxes or licensing.”
- “The low payment only applies with a $5,000 down payment.”
- “We’ll give you real numbers in person.”
🚩 Red flags.
🙌 What Makes Davey Auto Sales Different?
At Davey Auto Sales, transparency is just one of the reasons our clients continue to shop with us:
✔ Certified vehicles—always included in the price
✔ No surprises for cash buyers
✔ All-in pricing and payment options shared up front
✔ Simple financing breakdowns with your budget in mind
✔ No-pressure, just the best service we can offer every time
We treat our clients the way we’d want our own family to be treated—honestly and respectfully.
🧾 Want the Real Cost and Monthly Payment? Just Ask.
Thinking about a vehicle? Let’s make it simple:
✅ We’ll give you the full Out-the-Door Price
✅ We’ll show your actual monthly payment—taxes and fees included
✅ You choose what works best for you
📞 Call us today 905-720-2277
📍 Visit our showroom: 99 Bloor Street East, Oshawa
🌐 www.daveyautosales.com
At Davey Auto Sales, the price you see is the price you pay—and the payment you’ll actually make.